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St. James's Place Bank iSaver   Cash ISA   Direct Access Savings
  Savings

How to Apply
How to
Apply

Coins

 

St. Jamesís Place Bank savings facilities pay attractive rates of interest together with easy access to your money with no notice required and no charges on withdrawals.

St. James's Place Bank isaver
 

0.25% gross/AER variable
Online savings rate with easy access to your money 24 hours a day.

St. James's Place Bank
isaver

Cash ISA
 

0.40% tax-free/AER variable
Simple tax-free savings facility.


Cash ISA

Direct Access Savings
 

0.05% gross/AER variable
Simple, straightforward savings facility with easy access to your money online or by phone.


Direct Access Savings



  • You will have easy access to your money, with no notice required for withdrawal, no matter how large the amount;
  • There are no charges for withdrawals or closing your savings facility;
  • We will pay your interest Gross, this means that we will not deduct tax automatically from your interest. Dependent on your personal circumstances tax may be due on the interest and it is your responsibility to disclose and pay any tax due directly to HMRC;

If you are an existing St. James's Place Bank mortgage client you can link your borrowings with your savings facilities.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. Tax treatment depends on your individual circumstances and may change.

(AER) Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year. This allows individuals to compare more easily what return they can expect from their savings over time. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

FSCS

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